新疆金融上半年运行平稳 信贷结构持续优化
今年上半年，新疆金融领域总体运行平稳，货币信贷总量稳定增长，融资成本稳中有降，为新疆经济发展营造了良好的货币金融环境。据中国人民银行新疆维吾尔自治区分行数据显示，截至6月末，新疆社会融资规模存量同比增长8.5%，高于上年同期0.5个百分点，高于全国平均水平0.4个百分点，保持稳定增长态势。
新疆本外币各项贷款余额达到3.22万亿元，同比增长9.3%，高于全国平均水平1个百分点。信贷结构持续优化，对基础设施建设的支持力度继续加大，采矿业贷款保持较快增速，小微企业贷款增速保持较高水平，南疆四地州贷款稳步增长，对“八大产业集群”的支持稳步提升。
基础设施建设贷款余额同比增长13.1%，采矿业贷款余额同比增长27.5%，小微企业贷款余额同比增长20.1%，南疆四地州贷款余额同比增长15.4%，“八大产业集群”贷款余额达11570.3亿元。
中国人民银行新疆维吾尔自治区分行还推动银行卡、移动支付、现金等支付方式并行发展，满足老年人、外籍来华人员等群体的支付服务需求。截至6月末，新疆可办理个人业务的银行网点已全部完成适老标准化改造，不断提升外币兑换服务覆盖面，新增外币代兑机构76个，辖区银行可以提供27种货币兑换。
新疆金融领域的稳健运行，为新疆经济的持续健康发展提供了有力的金融支持，同时也为推动区域金融市场的稳定发展奠定了坚实基础。
英语如下：
News Title: “Xinjiang’s Financial Sector Shows Steady Growth in First Half of the Year”
Keywords: Stable, Growth, Optimized
News Content:
The financial sector in Xinjiang has maintained a stable operation in the first half of the year, with a steady increase in monetary and credit aggregates, and a gradual reduction in financing costs, creating a favorable monetary and financial environment for the region’s economic development. According to data from the People’s Bank of China’s Xinjiang Uygur Autonomous Region branch, by the end of June, the year-on-year growth of Xinjiang’s social financing scale was 8.5%, 0.5 percentage points higher than the previous year and 0.4 percentage points above the national average, indicating a stable growth trend.
The balance of Xinjiang’s renminbi and foreign currency loans reached 3.22 trillion yuan, up 9.3% year-on-year, 1 percentage point higher than the national average. The credit structure continued to be optimized, with increased support for infrastructure construction, a rapid growth rate in mining industry loans, and a high growth rate in loans to small and micro-enterprises. Loans in the South Xinjiang Four Prefectures have steadily grown, and support for the “Eight Major Industrial Clusters” has steadily improved.
The year-on-year growth rate of infrastructure loans was 13.1%, mining industry loans increased by 27.5%, and small and micro-enterprise loans by 20.1%. Loans in the South Xinjiang Four Prefectures grew by 15.4%, and the loan balance for the “Eight Major Industrial Clusters” reached 115.703 billion yuan.
The People’s Bank of China’s Xinjiang Uygur Autonomous Region branch has also promoted the parallel development of payment methods such as bank cards, mobile payments, and cash, to meet the payment service needs of elderly people, foreign residents, and other groups. By the end of June, all bank outlets in Xinjiang that handle personal business had been fully standardized for the elderly, and the coverage of foreign currency exchange services was continuously expanded. A total of 76 new foreign currency exchange agencies were added, and the district banks can provide currency exchange for 27 currencies.
The stable operation of Xinjiang’s financial sector has provided strong financial support for the sustained and healthy development of the region’s economy, and has also laid a solid foundation for the stable development of regional financial markets.
【来源】http://www.chinanews.com/cj/2024/07-29/10259648.shtml
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