##韩央行维持基准利率3.5%不变，观望美联储动向
**首尔，8月22日** -韩国银行（央行）今日召开金融货币委员会会议，决定维持基准利率在3.5%不变。这是自去年2月以来，央行连续第13次冻结基准利率，该利率自去年1月13日起至今始终保持不变，刷新了韩国央行冻结基准利率的最长纪录。
央行此次维持利率不变，主要基于对当前经济形势的谨慎评估。近期，韩国房价和居民贷款再度上扬，若降息恐造成楼市和金融市场波动，拖累经济复苏。此外，考虑到与美国的息差（2个百分点）创历史新高，央行认为需进一步观察美国9月是否转换货币政策以及降息幅度，再决定是否降息。
据韩联社报道，央行行长李昌镛在会议结束后表示，当前韩国经济面临着内需疲软、出口低迷以及通胀压力等多重挑战。虽然近期通胀有所缓和，但仍处于较高水平，且未来仍存在不确定性。因此，央行将继续密切关注国内外经济形势，并根据需要调整货币政策。
分析人士指出，韩国央行此次维持利率不变，反映出其对全球经济前景的谨慎态度。目前，全球经济增长放缓，通胀压力依然存在，美联储货币政策走向也存在不确定性。韩国央行需要在控制通胀和支持经济增长之间寻求平衡，因此选择观望美联储动向，并根据未来形势变化做出决策。
韩国央行的利率决议将对韩国经济产生重要影响。如果未来韩国央行选择降息，将有助于提振经济增长，但可能加剧通胀压力。反之，如果维持或加息，将有助于控制通胀，但可能抑制经济增长。
**相关新闻:**
* 韩联社：简讯：韩央行维持基准利率3.5%不变
* 韩国央行网站：金融货币委员会会议纪要
* 韩国经济日报：央行维持利率不变，观望美联储动向
**关键词:** 韩国央行，基准利率，美联储，货币政策，经济增长，通胀
英语如下：
##Bank of Korea Holds Key Rate Steady at 3.5% AmidstUS Fed Uncertainty
**Seoul, August 22** – The Bank ofKorea (BOK) today decided to keep its benchmark interest rate unchanged at 3.5% following a Monetary Policy Board meeting. This marks the 13th consecutive freeze since February 2022, extending the longest period of unchanged rates in the BOK’s history, with the current rate remainingat 3.5% since January 13, 2022.
The decision to maintain the rate was primarily driven by a cautious assessment of the current economic landscape. Recent increases in housing prices and household loans in SouthKorea raise concerns about potential market volatility and economic recovery setbacks if rates were lowered. Additionally, considering the record-high interest rate differential of 2 percentage points between Korea and the US, the BOK believes it is necessary to closely observe theUS Federal Reserve’s monetary policy shift and potential rate cuts in September before making any adjustments to its own policy.
Following the meeting, BOK Governor Rhee Chang-yong stated that the Korean economy is facing multiple challenges, including weak domestic demand, sluggish exports, and persistent inflationary pressures. While inflation has eased recently, it remains at a high level, and future uncertainties persist. Therefore, the BOK will continue to closely monitor domestic and global economic conditions and adjust its monetary policy as needed.
Analysts point out that the BOK’s decision to hold rates steady reflects a cautious stance towards the global economic outlook. With global economicgrowth slowing, inflationary pressures persisting, and uncertainty surrounding the US Federal Reserve’s monetary policy direction, the BOK needs to strike a balance between controlling inflation and supporting economic growth. Consequently, the bank opted to observe the US Fed’s actions and make decisions based on future developments.
The BOK’srate decision will have significant implications for the Korean economy. A future rate cut by the BOK would help stimulate economic growth but could exacerbate inflationary pressures. Conversely, maintaining or raising rates would help control inflation but could potentially hinder economic growth.
**Related News:**
* Yonhap News Agency: Flash: BOK HoldsKey Rate Steady at 3.5%
* Bank of Korea Website: Monetary Policy Board Meeting Minutes
* Korea Economic Daily: BOK Holds Rates Steady, Awaits US Fed’s Move
**Keywords:** Bank of Korea, Key Rate, US Fed, Monetary Policy, Economic Growth, Inflation
【来源】https://cn.yna.co.kr/view/ACK20240822001300881?section=economy/index&input=rss
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